Hi, I don't think your nuts either but there are pros and cons to getting that budgie. We have four budgies and a Quaker. Casey our Quaker doesn't seem to like the budgies, she will be in the same room as them (when they are all caged) and couldn't even care less that they are chattering in the background, but then when we let them out and they fly past her, she kind of tries to bit the air to get at them, so we have never let them together.
Budgies aren't too loud but they are especially chatty in the evening (especially when you are trying to watch t.v.!

) The males sing quite nicely to each other though.
Only one out of the four is actually friendly and likes to spend time with people, the other three like each other but will step up when they need to be rescued from the floor. (the others- two males are housed together and the female used to be a breeder and she is old and a little grouchy!)
We bred them in the past and keep in touch with one of the ladies that bought one of the babies and we babysit him sometimes and he is an amazing little budgie. He tries to talk, but it is too quiet to understand and he makes a few different whistles. The difference with him though is he is in a house with someone who stays home all day with him and talks to him and there are no other birds in the house. They can be nice companions, but it seems like they learn more when they are the only bird in the house.
As for the little albino that you are thinking about, do you know if it is a male or female? Males are much better companions and are the nicer of the two sexes as budgies go. If they talk at all, females are less likely too.
They are different than Quaker in my opinion, they are definitely aren't as calm, I don't think they would just sit on your shoulder of long periods of time like a Quaker would, they are more flightly, but they do make nice pets.

Good Luck in your decision... and working on the husband!
Here is a pic of our budgies, the white one is our friendly one, he was one of our babies that we raised a couple of years ago. He is friendly to us but still likes to visit the others, since two of them are his parents and all!

Charile again with Kipper